Debt Dumper Club

You’ve probably heard that the average American carries more than $8,000 in credit card debt.  Is that surprising to anyone? 

So, how do you know if you are in too much debt.  This may seem obvious to some but sometimes the obvious must be stated:

• If you are nearing the point where you can only make the minimum payment, that is the first sign of trouble.
• If you have little to no savings
• If 1 or more of your cards is maxed out
• You are frequenty late on debt payments