1. Keeping too many cards in your wallet (only carry the cards you really need & use)
2. Charging when you should be cashing (don’t use your card for daily expenses)
3. Not reading creditor mail (they may be alerting you of term or interest changes)
4. Using your credit account as an ATM (no cash advances, budget & make your $ stretch)
5. Not communicating with joint cardholders (discuss card activity with joint holder)
6. Not checking every charge on your bill (verify every charge, banks make mistakes)
7. Throwing away sales slips (keep your receipts for at least 60 days)
8. Paying your bill late (avoid late fees if at all possible)
Category: Debt Dumper Tips
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