Debt Dumper Club

Credit unions offer much lower annual percentage rates, less punitive penalty rates and engaged in far fewer unfair or deceptive practices than their banking peers.  Compare bank percentage rates 12.24-17.99 to credit union rates at 9.9-13.75.
Better credit card deal via credit unions :: CHICAGO SUN-TIMES :: Personal Finance

You’ve probably heard that the average American carries more than $8,000 in credit card debt.  Is that surprising to anyone? 
So, how do you know if you are in too much debt.  This may seem obvious to some but sometimes the obvious must be stated:
 

If you are nearing the point where you can only make [...]

This blog was designed to help people manage their finances and break FREE from the bondage of debt.