Debt Dumper Club

tinyurl.com Smart Ways Credit Consulting can help you to become debt free today! Go to tinyurl.com for more information!
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This is a Credit Card Funeral that Judge Robert Cilley officiated. Pam Young can help you get out of debt with her new book, The GOOD Book: Get Out Of Debt book. budurl.com
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Congratulations to Pam Young of Claremont, NH. She correctly answered today’s Impossible Trivia [...]

The best way to get out of debt is stop using credit cards and plan a spending budget. Eliminate debt with tips from a consumer credit counselor in this free video on personal finance management. Expert: Maria Enomoto Contact: www.gotdebt.org Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San [...]

The best way to get out of debt is by keeping expenses lower than income and use any low interest-bearing savings account money to pay off higher interest credit cards. Avoid the pitfalls of debt with tips from a financial planner in free personal-finance video. Expert: Julie Asti, CFP Bio: Julie Asti works as a [...]

Good ways to get out of credit card debt include not using cards and quickly paying down cards with smaller balances. Stay out of credit card debt by throwing away enticing low interest-rate offers received in the mail with advice from acertified public accountant and credit counselor in this free video on debt management. Expert: [...]

To better protect consumers, beginning this summer the Federal Reserve Board will prohibit banks from charging overdraft fees for debit card and ATM transactions unless their customers consent, or “opt in.” Many consumers are expected to pass, choosing to have their transactions declined for no fee when they don’t have enough money in the bank. [...]

The Better Business Bureau and financial advisors recommend talking with your credit card company. Many will negotiate terms, so they don’t lose you as a customer. If that doesn’t work, you can keep your current rate to pay off your balance, as long as you don’t make any new purchases. However, [...]

$50 Billion in New Credit Card Fees? Lenders React to CARD Act – DailyFinance.
Last year, a new law went into effect that’s intended to improve the lives of everyone who uses credit cards. The Credit Card Accountability Responsibility and Disclosure Act of 2009 (the Credit CARD Act) limits the rate that credit card companies can [...]

How to Negotiate a Credit Card Settlement | eHow.com.
If the balance you owe on your credit card has become overwhelming and you fear that paying it in its entirety may prove impossible, settling the debt is a good option. Paying a debt settlement company to negotiate with your creditor on your behalf can be expensive, [...]

Credit unions offer much lower annual percentage rates, less punitive penalty rates and engaged in far fewer unfair or deceptive practices than their banking peers.  Compare bank percentage rates 12.24-17.99 to credit union rates at 9.9-13.75.
Better credit card deal via credit unions :: CHICAGO SUN-TIMES :: Personal Finance