I have about 4 outstanding balances. About 00 at 12-15% and the remaining 00 at 6% and lower (special offers). I do not use any of my credit cards now since I’m working on paying this debt off and using cash for everything like the good old days however I can only really [...]

I had a rough time a few years ago, and stopped paying my credit cards and cell phone to be able to keep paying the rent and then i lost my job, it was all sent to debt collectors. I’m ready to get this taken care of so I can rebuild my credit somehow, but [...]

I am going to pay off 4 credit cards. I want to pay these off and close the accounts and will cut up the cards. When I call to do this, I want to ask if they can knock off some of the interest since I am paying them off. Also I [...]

I have some debt (credit cards & car loans) that I need to pay off. I own my own home, have a lot of equity in home. What is the smartest way to get out of debt and get some cash in my pocket for a rainy day. Should I 1) refinance my current [...]

I make good money 60K yearly and could put around 00 down. I have a perfect payment history on 3 credit cards since my BK. Have heard i need to wait two years but am 5 months away from that and really need to move soon..Thanks
I paid cash for my car. That’s why 5k.

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“How to cut your debt to zero in 5 simple steps, the keep it simple stupid home budget” by Adam Goulding (Also know as Mr Home Budget) www.mrhomebudget.com At last a book that explains how to get out of debt in a easy step by step way.
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i have a bad credit score and low on cash. how do i get better rates on mortgages and credit cards to get out of debt quicker?

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