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	<title>Debt Dumper Club &#187; warning signs</title>
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		<title>Credit card addiction: How to break the habit</title>
		<link>http://debtdumper.org/2009/11/credit-card-addiction-how-to-break-the-habit/</link>
		<comments>http://debtdumper.org/2009/11/credit-card-addiction-how-to-break-the-habit/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 13:09:11 +0000</pubDate>
		<dc:creator>deptdump admin</dc:creator>
				<category><![CDATA[Debt Dumper Tips]]></category>
		<category><![CDATA[addiction]]></category>
		<category><![CDATA[break the habit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card addiction]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[warning signs]]></category>

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		<description><![CDATA[

Spotting the warning signs:
As with most addictions, the person with the problem is often the last one to realize they have a problem. That, Ewing says, usually compounds the situation. In Ryan&#8217;s case, whenever she went on a shopping spree, she would rationalize her actions:
&#8220;I told myself we needed something, or might need it,&#8221; she [...]]]></description>
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<div>
Spotting the warning signs:</div>
<div>As with most addictions, the person with the problem is often the last one to realize they have a problem. That, Ewing says, usually compounds the situation. In Ryan&#8217;s case, whenever she went on a shopping spree, she would rationalize her actions:</div>
<p>&#8220;I told myself we needed something, or might need it,&#8221; she said. &#8220;I never missed a sale and would buy something just for the sake of feeling like I was getting a good deal. Whether or not we needed it or could afford it didn&#8217;t really matter.&#8221;</p>
<p>Certified financial planner Julie Casserly says identifying with just one or two of the following traits could be a sign you&#8217;re heading toward addiction. If three or more of these signs are already familiar, it might be time for a plastic intervention.</p>
<ul>
<li>You never have cash in your wallet.</li>
<li>When you do have cash, it burns a hole in your pocket.</li>
<li>You buy things just because they&#8217;re on sale, or because they make you feel better if you&#8217;re upset.</li>
<li>You have more than two &#8220;branded&#8221; or store credit cards.</li>
<li>You and your spouse or partner argue over money.</li>
<li>Credit cards balances are growing &#8212; and not being paid down &#8212; each month.</li>
<li>Your cards are all maxed out. But instead of paying them off, you open new ones in order to have additional credit.</li>
<li>You don&#8217;t know how much you owe on the cards you have.</li>
<li>You own several things you&#8217;ve never worn, used, etc.</li>
</ul>
<p>Read the full story at <a rel="nofollow" href="http://debtdumper.org/goto/http_www_walletpop_com_blog_2009_11_02_credit_card_addiction_how_to_spot_the_warnings_signs_and_break_/236/1">http://www.walletpop.com/blog/2009/11/02/credit-card-addiction-how-to-spot-the-warnings-signs-and-break/</a></p>
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